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Lifetime Financial Management Ltd is registered in England and Wales. Registered Number 3652194. Directors: P Merrigan, U Ozturk, Registered Office: 12-14 Upper Marlborough Road, St Albans, Herts, AL1 3UR. Lifetime Wealth Management Limited is registered in England and Wales, Directors: P. Merrigan, U. Ozturk. Registered Number 4631136. Registered Office: 12-14 Upper Marlborough Road, St Albans Herts AL1 3UR. Lifetime Financial Management Ltd is authorised and regulated by the Financial Conduct Authority, registered number 448415. Lifetime Wealth Management Limited is an appointed representative of Quilter Financial Planning Ltd and Quilter Mortgage Planning Ltd, which are authorised and regulated by the Financial Conduct Authority. Quilter Financial Planning Ltd and Quilter Mortgage Planning Ltd are entered on the Financial Services Register (http://www.fca.org.uk/register/) under references 440703 and 440718